Information about Form 4506, Request for Copy of Tax Return, including recent updates, related forms and instructions on how to file. Thats the first time I've heard of Capital One requesting a 4506-T. pdf. OMB Number 1545-1872. Form 4506: A tax form distributed by the Internal Revenue Service (IRS) and used to a request a copy of a previously filed tax return. Fast, electronic processing of Form 4506-C. they can't consider you for credit line increases with stale income, and getting consent to annually update your income via permitted access to IRS info is easier than repeatedly asking you to update your income). ( frankieleon) Evan writes that he recently got married, and the newlyweds make more money than they did at this. Where as a 4506-T is a request for tax documents directly from the IRS. Unlike the federal tax credit or manufacturer EV rebates, the CVRP is an after-purchase discount that's available to those who meet certain eligibility criteria. The tax transcript contains information from a variety of. 4506-C (September 2020) Department of the Treasury - Internal Revenue Service. Income verification for taxpayers You can authorize a lender to request your. I applied for an Amex plat 3 weeks ago. ~Never unsecured. The form is used by lenders to obtain a copy of a. Re: Discover 4506-C Request 3 years in. Compare income documents and information (e. wrote: Ive had my Discover for about 5 years. SL was $800 and now sits at $20. I call Discover again and asked what I should do. Equifax automates the 4506-T process, its very easy to look at income on 4506-T and income reported to Disco and act accordingly. I just went through this with Discover. You can request a copy of your returns for the past six tax years and the current year, but the form isn’t necessarily a speedy solution to receiving a copy. 4506-C Again. I don't recommend the card anymore just because of this common request. It is recommended to submit a PDF Format (not a photo) to reduce image quality issues. Request may be rejected if the form is incomplete or illegible. Go to the e-autograph tool to e-sign the template. I recently charged it nearly to its max over the last 2 months due to my. Discover is demanding IRS Consent Form 4506-C. B_Huxley. Why did just ask charge me 33 dollars it was supposed to be 2 in which they charged as well Tax Professional: Rick , replied 1 month ago 4506C is free - I am still not clear on the charge concerns - it sounds like a Discover credit card matter vs. It allows the financial institution or credit issuer to look into your IRS tax returns. Even though I have bought and sold over 10 cars in the. Generally, Form 4506 can be signed by any person who was a member of the partnership during any part of the tax period requested on line 7. Why is discover asking for a 4506-C? It allows the financial institution or credit issuer to look into your IRS tax returns. I'd been asking for CLIs for several months, probably over a year and always denied. American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income. They sent me another email today saying to call again to the Customer service protection line and they said they are doing this with old and new accounts accross the board, they just want to veryfy the. Thieves attempt to gain access to transcript data. Mainly because they just closed my oldest credit account. ” (84 FR 35709 [2019]) Written comments on the new form were required to be received by the IRS on or before September 23, 2019. For more information about Form 4506-C. The IRS had initially set a deadline of March 1, 2022 to conform to their new 4506-C clean form requirements, but they’ve recently extended the cutoff date to October 1, 2022. Received 4506-C email request. IRS Form 4506 is the “Request for Copy of Tax Return. 4506 Summit St is a 3,861 square foot townhouse on a 3,545 square foot lot with 3 bedrooms and 2. These updates to IVES are in response to the Taxpayer First Act. I currently have Prestige at 13K and AA Pl. I have a $0 balance and always PIF. What is a Form 4506-C? Form 4506-C is an Internal Revenue Service (IRS) document that is used to retrieve past tax returns, W-2, and 1099 transcripts that are on file with the IRS. Another Discover 4506-C Request - Submitted - Updating for DP collection. IVES Request for Transcript of Tax Return. I'm fine with supplying the bank statements, the problem is that I have never filed taxes because the. OMB Number 1545-1872. Most lenders use the form to verify the self-reported income portion of your application to your tax return. I have two accounts open with Discover for 5 years, one account $9,500 and second account opened earlier this year with a $20,000 limited. Most don't seem to mind, I would close the card. The first section of the form requires your name, address, Social Security Number, and date of birth. 1. 1. I have two cards at the moment; 1. After that, they denied my requests more than 15 times :smileylol: A couple of Sundays ago, I went for it again just for S&G expecting another denial. Loans Explore the nuances of the different types of loans, including personal and student loans, and the potential pros and cons of co-signing a loan. Happened to me, regular reconsideration or increase asked me for the same documents they requested on September that the congressional inquiry. And yes, if you don’t complete the step, you’ll be declined. ; Make an entry for at least one tax period under the Tax Period Requested (date period ended MM/DD/YYYY) (MANDATORY) input section by inputting the date the tax period. 1,527 sq ft. Two CLI, currently sitting around $7k. 3. Press the arrow with the inscription Next to move from field to field. Examples include current or reasonably expected salary, wages, bonus pay, tips, commissions, internships, living expenses, scholarships or grants, and income from. Cash Back and SUBs earned as of 5/1/22- $14277. this basically means they (the credit card issuer) are having trouble verify with a certain degree of accuracy the income being stated against their sources of data to validate th. Sorry to hear that nonsense from Discover. Fannie Mae customers! Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. . That put me at $. I've been with them for 3 months, and just now I got an email from them requesting a 4506-C form, supposedly. The IRS Form 4506-C is a Request for Copy of Tax Return form that can be used to request copies of a taxpayer’s tax returns. I have 2 cards from them they never asked for anything. I experienced this just yesterday. 3. Get your quote. Of recent it seems to be a new Discover requirement. 000 They sent me another email today saying to call again to the Customer service protection line and they said they are doing this w. Nearby recently sold homes. The document gives permission for a third party to retrieve the tax payer’s data. Honestly, Discover would do better to just deny the app outright than ask for tax returns on a SCC. So, creditworthiness aside, this risk mitigation process is outlined in their Annual Reports to the public and investors in the Risk section 🤷♂️There are several reasons why someone might need to submit Form 4506-C. Start completing the fillable fields and carefully type in required information. I've been with them for 3 months, and just now I got an email from them requesting a 4506-C form, supposedly to verify my account, and that my credit card has been put on hold. At this time, a temporary hold is being placed on your Discover Card. if you can get them and give them to the mortgage company it will speed up the process. Forms submitted with. To learn more about individual documents, and to download copies of selected forms, choose from the links below. (For additional information on completing Form 4506-C, go to Getting Started – Using IVES. OMB Number 1545-1872. . Partnerships. - If you get a 4506-C request, use the Back function of your browser - left-facing arrow in the top left if using Firefox for example - to go back to the page where you typed in the requested credit limit. " Primary Card - Amex Green. ) Sometimes going after a 2nd Disco card has triggered this, and they seem to ask randomly on new apps as well. To that end, credit card issuers may also ask for proof of income, such as pay stubs. So back on October 1st 2021 i apply for Gold amex card with a credit score of 674/690/704 (EX_704) and 12 inquiry EX and Transunion and EQ was 14. “Those who desire to give up freedom in order to gain security will not have, nor do they deserve, either one. Re: Discover $7k CLI --> Then 4506-C. I called and told them I got a significant raise this year and it wouldn't match my income from my returns. . Previously, IRS Form 4506-T was used for this purpose; however, effective May 1, 2021, only Form 4506-C will be accepted through IVES to provide tax transcripts to third parties. In my recent App-o-rama I applied for 8 credit cards and received 7 right away, including the Citi Aadvantage Visa. There is no fee for transcripts. Most recent CLI about 6-7 months ago. Too many people are now being asked for tax return request (4506-C). You can contact Discover as ask if they will accept paystubs, in some cases they will. Greetings everyone! I'm 18 and I have a credit card with Discover. The strange thing is that I've. It seems that Discover is on edge about certain activity that you perform. Do whatever you want with a Form 4506-C (Rev. I'm curious if they will still send the card. A. Should you have any questions, or any information on your 4506-T is incorrect, please contact Discover at 1-800-203-4969 before submitting. No. You still give permission for the returns, but they. Capital One Secured - $200 Limit. Too many people are now being asked for tax return request (4506-C). Re: DISCOVER Form 4506-T/4506-C. Generally, Form 4506 can be signed by any person who was a member of the partnership during any part of the tax period requested on line 7. Do not sign this form unless all applicable lines have been completed. The rep said the tax transcript is purely to verify name, ssn, address etc for identi. For more information about Form 4506-C. 450632 is a Visa Classic credit card issued by Cyprus Popular Bank Ltd. Form 4506, Form 4506-T and Form 4506T-EZ will be posted on that page. I called them and asked if I can provide any other documentation and it was a hard no. Request may be rejected if the form is incomplete or illegible. Re: 4506-C request. If you have further questions after reviewing this information. Equifax automates the 4506-T process, its very easy to look at income on 4506-T and income reported to Disco and act accordingly. The unspoken rule is that if they (Discover) can do it once, they sure can do it again (ask for consent to access your tax transcripts). in Spain. For questions or if any information on your 4506-C is incorrect, please contact Discover Customer Protection Services directly at 1-800-203-4969, or call the phone number on the back of your card. ~Never unsecured. If you dont have income, you usually wont get a card. IRS Form 4506-C. It’s hugely helpful. However now I cannot activate my card until I sign this. The worst part is it seems they have a tendency to close accounts without any disclosure, even if you send them the form. Our representatives are available Monday through Friday, from 8:00AM-9:00PM Eastern Time, and Saturday 8:00AM-4. Just recently got a car loan and the lender used my bank statements for income. Should be signed exactly as name appeared on tax return for the most recent tax year requested. 10-2022) Form . 5. I’m NOT giving Discover access to my personal finance/tax documents. So was recently approved for a Discover It and today discover is asking for the last 2 years of my taxes. 5k. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or before closing. Effective March 1, 2021, only the new IRS Form 4506-C will be accepted through the Income Verification Express Service (IVES) to provide tax transcripts to third parties. The Form 4506-C is a document used by the Internal Revenue Service (IRS) to request a copy of a taxpayer’s tax transcript. Hi everybody my little brother turned 18 on august 30 i advised him to start with secured card from discover so he did apply and got approved he is jus turned 18 and he started working couple month ago at subway making approximately 1800 a month and he is full time college student to so he received email to sign form 4506 t we tried to explain discover. Have 2 cards. Discover It card. For example, it is necessary to complete two IRS Form 4506-Cs for a self-employed borrower whose income documentation includes both two years of personal tax returns and two. I was pretty happy because I'd been shut down for so long. From past data points, it appears that 4506-C reviews typically take a week or two (and sometimes as long as three weeks) for Discover to process. For verifying ID, or SSN credit card companies might request you fill out a SSA-89 to verify your identity, or SSN number. At the time, I assumed it was a requirement to obtain higher credit lines. . Send us paperwork. ó. IVES Request for Transcript of Tax Return For Privacy Act and Paperwork Reduction Act Notice, see page 2. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or before. I’ve been a customer for over two years, applied for a second card - was instantly approved. It is as strange as possible that they ask this even for a secured card. Hello all, for the past year I have built my credit from a 502 to a 707 (Credit Karma Score) using a Wellsfargo Secured Card (300 CL), Credit One Platinum (450 CL), and a Gamestop Retail Card (250 CL). You can request a transcript online, by phone, or by mail. On Oct. Fannie Mae requires lenders to include the requirement to submit the IRS Form 4506-C to the IRS (or designee) in their written QC plan. . The IRS Form 4506-C is an information request form used by banks and other lenders to verify a borrower’s identity and tax information, and to obtain copies of past tax returns. Generally, Form 4506 can be signed by any person who was a member of the partnership during any part of the tax period requested on line 7. In our latest webinar, we explain the changes, requirements, and. The IRS 4506-T form is an authorization for an entity to retrieve federal income tax transcripts directly from the IRS. Its official. You just need to confirm your identity by inputting your Social Security number (SSN) and you’ll find out whether your Discover credit card application is approved, denied or pending. You can check your Discover card application status online or over the phone: (800) 347-3085. . I forgot to ask that question when I called. Real-time status updates. The lender will compare the income. I have always liked the LUV button lol My income (joint tax. Convenience: The website. If they bring up the request, then you have your answer. Future Developments For the latestWhat Lenders Need to Know About the New IRS 4506-C Form Process. 41721E Form 4506 Rev. The much more intensive use of Form 4506-T also is focusing new light on what consumers should -- and shouldn’t -- do when confronted with a lender’s or settlement agent’s request that they. Mortgage broker said all looks good with my Schedule C which I file every year - guess they want to make sure your business. The Access Code is the 5 digit zip code on file with Discover and the last 4 of your social security number (SSN). 4506-T Form used to verify income. I probably could of had them return my deposit and be done with them. Taxpayers using a tax year beginning in one calendar year and ending in the following year (fiscal tax year) must file Form 4506-T to request a return transcript. This would be for a 7-month old C. The IRS Form 4506-T must be clear. NFCU More Rewards 28K CL NFCU Cash Rewards 16K CL Citi Custom Cash 7. The first section of the form requires your name, address, Social Security Number, and date of birth. I suppose it is their sandbox and they can ask for whatever they would like and one has two options. The IRS warns that it can take up to 75 calendar days to process your request. Real-time status updates. . Most lenders use the form to verify the self-reported income portion of your application to your tax return. Should I sign this 4506-C document?? I recently applied and was initially approved for a discover it card. Remember that anything still owed on the account is still due. 1. American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your. 2 baths. Discover asking me for 4506-C form. NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex. That’s good news for lenders, but the new process. I woke up this morning and seen this request 4506-C request. If Discover has an issue with your address they will not send you a card until you provide proof of address. There have been some data points in the past that suggest a CLI request made when TCL across American Express-issued CC is already somewhere around $75-$85K can sometimes lead to a 4506 request but that isn't definitive either. I don't understand why Discover is asking for 4506-T's on secured credit cards. $1M+ club. The thing is that the IRS is very sensitive. Message 7 of 10. . Must use Form 4506-T if a letter is needed for tax years older than the prior three years. My other posts will show I started making credit moves in the last month, so that may be what prompted the request. coolnachoswguac. A couple of weeks later they said that they could not verify my information and closed my account (see letter below). OMB Number 1545-1872. 5k. From past data points, it appears that 4506-C reviews typically take a week or two (and sometimes as long as three weeks) for Discover to process. IRS Form 4506-C can be used to obtain transcripts for up to four years or tax periods but only one tax form number can be requested per each IRS Form 4506-C. Re: Barclays 4506T Request. . Request may be rejected if the form is incomplete or illegible. The IRS is responsible for protecting and securing taxpayer information. Recently approved for a $1000 Target card. Message 29 of 39 0. They won’t. The IRS IVES Request for Transcript of Tax Return (IRS Form 4506-C) gives the lender permission from the borrower to obtain tax transcripts from the IRS. Be at least 18 years old. Most lenders use the form to verify the self-reported income portion of your application to your tax return. The form may also be used to provide detailed information on your tax return to the third party if you need it. ó. Complete a blank sample electronically to save yourself time and money. 5k. (2) Permissible inquiries. an IRS matterIf you're self-employed or a freelancer, you may need to submit a recent tax return or other forms like a W-2 or 1099. 4506-C (September 2020) Department of the Treasury - Internal Revenue Service. IVES Request for Transcript of Tax Return. Received an email from Disco asking me to sign consent for IRS 4506-C form. Thin credit files lead to difficult underwriting decisions and are correlated with higher. I'm so done with Discover I opened my second credit card with them and got hit with 4506C they are wanting me to send notarized bank statements in which I complied with right away, however the only problem is on the bottom part of notarized document they are wanting the notarizing officer to sign but since I live in California they wouldn't and that all the public. For more information about Form 4506-C. I applied for the Discover card, and before I even could activate it, I received a verification email asking for IRS form 4506c and my last three bank. This means mortgage lenders will need to have borrowers sign Form 4506-C to give permission for obtaining their tax transcripts. Previously, IRS Form 4506-T was used for this purpose; however, effective May 1, 2021, only Form 4506-C will be accepted through IVES to provide tax transcripts to third parties. I got a request from Discover to consent to a 4506-C form or they would close my account in 5 days. And reports suggest it is a Discover issue, just google "Discover IRS 4506" and there's plenty posts on reddit and elsewhere. It's nothing personal; Discover these days is basically requiring everyone (including longtime cardholders of many years) to go through the 4506-C process. ) Return to top. Hi All! I called the SBA yesterday and spoke to a CSR. 10-2022) Form . Nothing he says is meant to be taken serious, This channel is for entertainment purpose. Attention! The character The Credit Crusader" is a work of fiction. Incorrect form version. ”. I was wondering if anyone had an idea of how long it took them to have their form accepted by Discover. credit card nightmares american express income taxes IRS tax returns credit cards. The strange thing is that I've had the Disco card for over 3 years and have not provided any income to them since the day I opened the account, nor have I. I decide that I didn't want to waste a HP and I didn't inflate my income, so I signed the 4506-C. The unspoken rule is that if they (Discover) can do it once, they sure can do it again (ask for consent to access your tax transcripts). 900 James Loop, Killeen, TX 76542. During the pandemic, Discover also linked up with the Social Security. Regarding the effect on your credit, if the account is closed by you or Discover Card, you can submit an explanation to the credit reporting agencies regarding the closure. Discover has immediately gone from a company that I advocated for, valued and enjoyed being a customer of to a company that I despise and will never do business. its secured!!! 🤣 Why approve then have applicant jump through hoops? This would be way more appropriate on a large unsecured CL than a $200 limit. Very frustrating. Do not sign this form unless all applicable lines have been completed. Form 4506 is useful if you need a copy of your tax return from more than three years ago. You can also designate (on line 5) a third party to receive the information. @Obscure-Expert wrote: It's a simple process. He apped for a Chase Card and Discover and was approved. Why is discover asking for 4506-c? It allows the financial institution or credit issuer to look into your IRS tax returns. MAJOR Discover Change - NIGHTMARE ! So, applied for Discover 1 month ago -- after sending in the ridiculous 4506-T form via email, I waited three more weeks to "verify my idenidty" via this form. 4506-C (9-2020) Form . The thing that really doesn't make sense is all these 4506_T requests on SECURED cards! There's also a bewildering randomness to these requests as well. But be prepared to wait. The expected result is a significantly faster income verification process. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or before closing. After activating the card, I got an email saying I had to fill out the IRS Consent Form 4506-C. IRS Form 4506-C can be used to obtain transcripts for up to four years or tax periods but only one tax form number can be requested per each IRS Form 4506-C. From my limited experience with the '4506-C' issue. Fannie. Credit card issuers are required by law to consider your ability to repay debt prior to extending a new line of credit. My initial instinct was this could be related to how Discover chooses to navigate Ability to Pay rules - i. We appreciate your cooperation with helping keep your Discover account secure. OMB Number 1545-1872. The exception was the Citi Aadvantage Amex, where Citi wants me to send them an IRS Form 4506-T, Request for Transcript of Tax Form. Major changes to the form include: Reminder: Participants must be authorized to submit electronic signatures. The last time Discover granted me a CLI was in March 2020, which took me from $19k to $21. . I am self-employed. For more information about Form. 41721E Form 4506 Rev. Probably not worth the hassle of seeing if Discover will accept a foreign notarization!)Once Discover has received and processed the IRS information, you will be contacted in writing to advise that the review of your account is completed. the mortgage company should order it but it takes forever. Why is discover asking for a 4506-C? It allows the financial institution or credit issuer to look into your IRS tax returns. I called and told them I got a significant raise this year and it wouldn't match my income from my returns. Assuming you're still somewhere in the U. However, I haven't filed taxes yet for 2022. @NRB525 not sure if you missed this, but apparently EQ is handling the 4506-t for discover for whatever reason. Once signed, you are giving them permission to retrieve copies of your tax returns. Incorrectly filled fields, marks outside itemized formatting, or failure to properly review new fields and checkboxes could slow processing time or require re-submission of the form. Hello guys this is my first time postting on this forum, so i am really excited to know what you all think. They then cut you and the AU off to protect themselves. I just went through this with Discover. Never has applied for credit, he's 28, always paid cash for everything. (Have not received 4506T request, just being cautious) Goal: Mortgage/Chase Trifecta. From local news and events to breathtaking scenery and outdoor activities, this community is a hub for British Columbians and anyone interested in the region. OMB Number 1545-1872. Hello all, Card member for over a year and it has been wonderful, no hiccups, generous CLI’s and everything is perfect, today, I got slapped with this form. The December Selling Guide update will include. Both methods are available 24/7. This seems very intrusive, and I'm not inclined to send them the completed. I just wanted to share my experience in case others run into this! A little background, I have been dealing with instances of identity theft for the past 10 years. ) Return to top. Discover randomly targets everyone from old accounts to newly made secured card holders. I asked him if he had my signed 4506 on file. of the corporation may submit a Form 4506 but must provide documentation to support the requester's right to receive the information. If name changed, should sign current name and former name. . Form 4506-C Final Published Version. May have been triggered by not using the card much the last 6. In any case, this may be IRS Consent Form 4506-C. 6 Financial Information Verification Procedures to Allow for the Use of IRS Forms 4506-C or 8821 for 7(a) and 504 Loans”. To complete the form you must provide your e. The IRS Form 4506-C is a Request for Copy of Tax Return form that can be used to request copies of a taxpayer’s tax returns. Most lenders use the form to verify the self-reported income portion of your application to your tax return. then after 3-4 days, got hit with the IRS 4506-C form…With two online options, IVES participants can choose an avenue that works best for their company model. C. During the homeowner assistance process, you may need to submit a variety of documents to help us understand your financial situation. The IRS IVES Request for Transcript of Tax Return (IRS Form 4506-C) gives the lender permission from the borrower to obtain tax transcripts from the IRS. (Note: If you filed a joint tax return, only one taxpayer’s name and signature is required). Usually they ask Social Security Administration Form SSA-89 to verify your basic information. This letter is available after June 15 for the current tax year or anytime for the prior three tax years using Get Transcript Online. SL was $800 and now sits at $20. 03. of the corporation may submit a Form 4506 but must provide documentation to support the requester's right to receive the information. I have also decided to make the case that Capital One cannot ask for that information because Capital One would be. I believed this is because I change my income after hitting the love button last. 10k limit. Previously, IRS Form 4506-T was used for this purpose; however, effective May 1, 2021, only Form 4506-C will be accepted through IVES to provide tax transcripts. It’s not an option but a requirement for most programs. After activating the card, I got an email saying I had to fill out the IRS Consent Form 4506-C. Discover sent me a 4506-T request. 11-2021 Page Section references are to the Internal Revenue Code unless otherwise noted. Request may be rejected if the form is incomplete or illegible. , you should be able to have the form notarized in whatever state you're currently traveling in. Fannie Mae requires lenders to include the requirement to submit the IRS Form 4506-C to the IRS (or designee) in their written QC plan. , you should be able to have the form notarized in whatever state you're currently traveling in. Securely download your document with other editable templates, any time, with PDFfiller. If they asked you for proof of income, you will always be asked that by Amex. . Individuals and entities who are applying for a loan or mortgage from a bank or other lender are required to fill out and submit the IRS Form 4506-C with their. Line 2a: Enter your spouse’s name if you filed a joint return. . I have seen a few recent threads about random 4506-T forms being requested by Discover and I recieved a request today. I got the 7 to 10 message upon app 2 weeks ago and today I recieved a letter requesting a 4506-T and it mentions that another HP will be done if I want to continue processing the app. Discover IRS Form 4506-C. Your Discover it® Secured Credit Card may graduate to unsecured as soon as seven months (7th billing cycle) after account opening, assuming you pay your monthly bills on time and otherwise manage your finances responsibly. I believe Discover is one that uses personal income not household. g. After I read the instructions, since 2019 IRS is not sending transcripts to third parties (Barclays in this case). 4506 Summit St is a townhouse currently priced at $1,100,000, which is 4. Discover began demanding IRS form 4506 in 2019 to many new applicants and current customers. A little bit of background: 32 yea. For example, it is necessary to complete two IRS Form 4506-Cs for a self-employed borrower whose income documentation includes both two years of personal tax returns and two. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or. 10-2022) Form . My credit score is 730+ and I figured I would get approved instantly. I don't see why this would have to be reviewed by a human. Discover $7k CLI --> Then 4506-C. December 14, 2021. In the vast majority of issuers, a request for verification of income is usually sent prior to closing the accounts. The article explains why Am. Form 4506-C questions. If you have any questions, our Customer Service Team is available 24/7 to assist at 1-800-347-2683. • Form 4506-C must be signed and dated by the taxpayer listed on line 1a and, if listed, 2a. We would like to show you a description here but the site won’t allow us.